Knights & Knaves Alehouse

So at level is it worth to start using the Permanent Character Record folio?

I would say once your PC is at a level where you are confident that you won't make any unfortunate decisions resulting in you having to generate a new character and throw out your PCR.

I used to love these things back when I was a kid. However, as I've matured to a point where I fully embrace the "old school" style of game-play, I feel that the PCR was an early herald of the "new school" philosophy of character permanence, fostering a sense of "immunity to PC death" in players... if that makes any sense.

So my real answer to your question is: NEVER!

When you'd make him part of your PC hall of fame after he died